Shirley Jean Schmidt, MA, LPC 
sjs@shirleyjeanschmidt.com / www.shirleyjeanschmidt.com
Phone: 210-561-9200  /  Cell: 210-863-3694  /  Fax: 210-561-7806

Questions to ask your insurance company. . .

•	Does my policy include a mental health benefit?     Yes   No
If yes:
•	Does my policy cover Licensed Professional Counselors (LPCs)?    Yes   No
If yes:
•	Does my policy cover out-of-network LPCs?   Yes   No
If yes:
•	How much will my policy pay for a 50-minute psychotherapy session?   				
•	How much will my policy pay for an 80-minute psychotherapy session?   				      
•	How much will my policy pay for a 105-minute psychotherapy session?   				
•	How much psychotherapy is covered per year? 							
•	Is my mental health deductible part of, or separate from, my medical deductible?			
•	What is my yearly mental health and/or medical deductible?   $					
•	How much of my deductible have I met this year?    $						
•	Can I pay my therapist out-of-pocket and submit my session receipts for reimbursement?   Yes   No
If yes: 
•	To whom should I mail or fax the receipts? 																			
												
•	Once I mail in a receipt, how long before I receive a reimbursement check?  			
•	Do you require pre-approval or pre-certification of sessions?   Yes   No    
If yes: 
•	Who must obtain the pre-approval or pre-certification?   Myself    My therapist    Either
•	Can this be done over the phone?    Yes   No     
If not, what is the procedure?								

•	How many sessions will likely be pre-approved at a time?  					
•	Who should be contacted to authorize the pre-approval?					
												
•	Is there anything else I should know?